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• This is what Fora does

Fora administers SAF-LO Collective Pension Insurance and the collectively agreed insurances.

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• Companies without collective agreement

Companies without collective agreements can take out insurances and occupational pensions for their employees via Fora.

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• Companies with collective agreement

Companies with collective agreements are required to sign an insurance agreement via Fora.

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• In English
• About Fora

Fora helps companies and their employees to navigate their collectively agreed pension and insurance solution. Our smart and affordable services make working life more secure and society more sustainable.

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• In English
• For employers
• Company is transferred, restructured or merged

In the event of a restructuring, transfer or merger, the company taking over the business should submit an insurance application to sign a new insurance agreement to avoid any interruption between the insurance agreements.

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• In English
• For employers
• Company type
• Foreign companies with temporary operations in Sweden

Foreign companies with temporary operations are defined as operations which are intended to be conducted in Sweden for a period of no more than 12 months. The time period is counted from the date on which the company commences operations in Sweden.

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Foreign companies with temporary operations in Sweden can sign insurance agreements with Fora.

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• In English
• For employers
• Cost, invoice and payment
• Price list - Companies without collective agreement

Which insurances your company pays for will depend on whether you employ both manual workers and non-manual workers. The cost of the insurances included in the insurance agreement is a fixed per cent of your employees’ pay. Different insurances have different percentages and they vary from year to year.

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• In English
• For employers
• Cost, invoice and payment
• Price list - Companies with collective agreement

Which insurances your company pays for will depend on whether you employ both manual workers and non-manual workers. The cost of the insurances included in the insurance agreement is a fixed per cent of your employees’ pay. Different insurances have different percentages and they vary from year to year.